freeservers.com

give it a go.. pretty dead simple.

a matter of pasting pics, and writing underneath them, adding links etc..

Its a template that you edit.

I use these guys for my business. Heaps of diff templates you can use, anyway have a look and see if it what you need?

http://www.webpagebuilder.net.au/

Or get a copy of Notetab Light, read a few w3c tutorial pages, do some typing, upload the pages and you're all set.

Piece of piss really.

Notepad.

For more complex sites, I go with Wordpress [ installed on my server ]. Just upload themes/templates and edit them with the built-in XHTML/PHP/CSS editor. Easy.