oooohh nasty stuff mate.

Yeh sooooo many times i have been in a hurry and not really on the ball..... and at the last moment ..... gone......faaaark.... almost hit that car/gutter/wall etc etc.

I feel your pain!!!

insurance would prolly end up costing more in the long run.  excess 400 loss of no claim bonus etc.  60 for the 4X4 and 4-500 for the garnish you could try Goran, didnt he replace his rear garnish with a blitzen one??

i brought it 3 days ago for 198 used it once before i found out it was the alt cable.  So I could get it to you for 150.

Not going through insurance, left the guy a note and started looking for parts this morning like what was said its about 60 for the 4x4 but f**k knows about the garnish
if its that much i wont be able to get it fixed for ages